kurikulum data scientist bnspp pelatihan data scientist uji kompetensi data scientist pengetahuan statistik finansial analisis data finansial machine learning deep learning big data teknologi finansial skkni data scientist keterampilan data science pengembangan kurikulum standar kompetensi keahlian pelatihan finansial uji kompetensi finansial manajemen data algoritma pembelajaran mesin analisis prediktif ekonomi digital big data finansial keamanan data pengembangan profesional strategi bisnis investasi finansial sertifikasi data scientist kompetensi teknis integritas dalam pekerjaan etika data pemahaman pasar implementasi algoritma pengolahan data analisis perilaku konsumen optimasi proses bisnis prediksi dan peramalan manajemen risiko finansial aplikasi teknologi pengendalian kualitas manajemen proyek pengetahuan statistika pemrograman komputer analisis univariate analisis multivariate algoritma clustering data cleaning exploratory data analysis model regresi linier model regresi logistik model survival time series forecasting arima models seasonal decomposition of time series by loess k-means clustering hierarchical clustering decision tree classification random forest bagging boosting xgboost gradient boosting machines support vector machines kernel methods neural networks backpropagation deep belief networks generative adversarial networks reinforcement learning unsupervised learning supervised learning semisupervised learning cross validation bootstrapping jackknife resampling bayesian inference probabilistic graphical models maximum likelihood estimation information theory entropy mutual information feature selection principal component analysis independent component analysis linear discriminant analysis factor analysis random projection data visualization dashboards business intelligence power bi tableau google analytics sql python r scikit-learn tensorflow keras pyspark hive hadoop spark apache flink kafka cassandra nosql relational databases cloud computing aws azure gcp data warehousing data marts oltp olap data governance data architecture data pipeline big data platforms data lineage data quality master data management business continuity disaster recovery security privacy ethical considerations compliance legal frameworks regulatory requirements financial analysis investment banking risk management credit scoring fraud detection market research consumer behavior customer segmentation loyalty programs personalization recommendation systems online advertising pricing strategies operational efficiency supply chain optimization smart cities internet of things blockchain technology smart contracts cryptocurrency initial coin offerings tokenization digital currency artificial intelligence deep learning models natural language processing computer vision facial recognition speech recognition chatbots virtual assistants data scientist senior data scientist finansial industry financial services big data analytics data engineering data mining predictive modeling prescriptive analysis decision support systems operational research artificial intelligence machine learning models natural language processing deep learning reinforcement learning unsupervised learning supervised learning semisupervised learning cross validation bayesian inference information theory entropy mutual information feature selection principal component analysis independent component analysis linear discriminant analysis factor analysis random projection data visualization dashboards business intelligence power bi tableau google analytics sql python r scikit-learn tensorflow keras pyspark hive hadoop spark apache flink kafka cassandra nosql relational databases cloud computing aws azure gcp data warehousing data marts oltp olap data governance data architecture data pipeline big data platforms data lineage data quality master data management business continuity disaster recovery security privacy ethical considerations compliance legal frameworks regulatory requirements